Privacy Policy

 

At GDC Solutions, we are committed to protecting the privacy and confidentiality of our clients, debtors, and other individuals who interact with our debt collection agency. This Privacy Policy outlines how we collect, use, disclose, and safeguard personal information in accordance with applicable privacy laws and regulations.

1. Collection of Personal Information:
We may collect personal information from various sources, including but not limited to creditors, debtors, credit bureaus, and publicly available records. The types of personal information we collect may include names, addresses, phone numbers, email addresses, financial information, and other relevant details necessary for debt collection purposes.

2. Use of Personal Information:
We use personal information for the following purposes:
   a. To communicate with creditors and debtors regarding outstanding debts and payment arrangements.
   b. To conduct debt collection activities, including negotiation, payment processing, and resolution of outstanding debts.
   c. To comply with legal and regulatory requirements governing debt collection practices.
   d. To improve our services, develop new offerings, and enhance the overall customer experience.
   e. To protect our rights, property, and interests in accordance with applicable laws.

3. Disclosure of Personal Information:
We may disclose personal information in the following circumstances:
   a. To creditors and authorized parties involved in the debt collection process.
   b. To credit bureaus, financial institutions, legal professionals, and other third-party service providers engaged in assisting with debt collection activities.
   c. To comply with legal obligations, such as court orders, subpoenas, or other lawful requests for information.
   d. To protect the rights, safety, and security of individuals or the public.

4. Security and Retention of Personal Information:
We implement appropriate technical, physical, and administrative safeguards to protect personal information against unauthorized access, disclosure, alteration, or destruction. We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by applicable laws and regulations.

5. Consent and Individual Rights:
By providing personal information to Financial Recovery Systems, individuals consent to the collection, use, and disclosure of their personal information as described in this Privacy Policy. Individuals have the right to access, correct, and update their personal information held by us, subject to legal limitations and requirements.

6. Cookies and Tracking Technologies:
Our website may use cookies and similar tracking technologies to enhance user experience and collect certain information about website visitors. This information is used for analytical purposes and to improve our website’s functionality. Users can adjust their browser settings to manage cookie preferences.

7. Third-Party Websites:
Our website may contain links to third-party websites or services. This Privacy Policy does not apply to such external websites, and we are not responsible for their privacy practices. We encourage individuals to review the privacy policies of any third-party websites they visit.

8. Changes to the Privacy Policy:
We may update this Privacy Policy from time to time to reflect changes in our information practices or legal requirements. We will notify individuals of any material changes through appropriate means. Continued use of our services after such changes signifies acceptance of the updated Privacy Policy.

If you have any questions or concerns regarding this Privacy Policy or our data practices, please contact us using the contact information provided in the “Contact Us” section of our website.

Last updated: 11/20/2023